Fragmented HR Systems Lead to Costly Payroll Errors for US Companies SpaceX IPO Opens to Retail Investors as Major Brokerages Offer Direct Access Germanys Trade Minister Visits Beijing as EU Divisions Over China Policy Deepen Prediction Market Speculation Points to Possible US Government Stakes in IonQ Micron and Anduril Nuclear Verdict Alert 50M Jury Award Against Texas Trucking Company Raises Industry Concerns GoogleBacked Firm Shares Rise on New Artificial Intelligence Partnership Home Equity Loan and HELOC Rates Hit Yearly Lows Closing Speed Varies by Lender