SP 500 Edges Higher as Tech Surge Offsets Energy and Staples Weakness Microsoft Appoints New Trusted Technology Head to Balance AI Speed with Responsible Development IBR vs REPAYE Choosing the Right Federal Student Loan Repayment Plan April Retail Sales Report Shows Consumers Spending at Modest Pace SK Hynix Surpasses 1 Trillion Market Cap as AI Rally Powers South Korean Chip Stocks Australian Taxpayers Subsidise Big Minings Fossil Fuel Use by 4bn Annually Amid BHPs Climate Pledge Reversal Fed Holds Rates Steady as Policymakers Split on Next Move